Portfolio Management

When starting a portfolio with us, you gain access to a broad range of investment opportunities. From new issues of stocks, bonds, preferred shares, and convertible debentures, to discretionary account management and access to institutional pension managers, we give you the guidance and the options to build the future that you want. It’s our belief that the person who knows you best is you, so our portfolios are based on your unique financial goals, how long you want to invest, your tolerance for risk, and your values. We recognize that situations change, so we are always monitoring and ready to make changes and rebalances when you need them. Because trust is paramount to us and we are proud of our work, we send regular performance reports that are easy to understand and let you know exactly how your investments are doing. With full transparency of costs, we want you to see the big picture.

Financial Planning

Our financial plans are customized and take a holistic approach to meeting your short, medium, and long-term goals. We provide you with retirement cash flow planning and reports, as well as Registered Retirement Savings Plans (RRSPs) and Tax Free Savings Accounts (TFSAs) based on your needs. We also offer Registered Education Savings Plans (RESPs) and Registered Disability Savings Plans (RDSPs) so you can help prepare your children or grandchildren for their future.

Banking Solutions

We provide Personal and Business banking solutions through our in-house NBF bankers. This means you have access to highly competitive mortgage rates, industry-leading all-in-one lines of credit, as well as preferred banking privileges and currency conversion rates. We also work with 16 GIC providers and have CDIC insurance up to $1.6 million, meaning you have many options, all of which are safe and reliable, we guarantee it!

Retirement Planning

Preparing for the future is a key to achieving your goals, and there is no better way of doing this than planning your retirement. Our Retirement Planning approach is to use our experience and your input to make sequential goals. This way we have a clear path to your future and you are involved in every step. To ensure that you have the best options, and the best information, we are always researching ways to make sure that you are getting the most out of your pension and we factor in CPP/OAS into retirement cash flow planning with monthly, quarterly, semi-annual and annual options. We also offer conversion of RRSP accounts into Registered Retirement Income Funds (RRIFs). This means that no matter where you are on the path to retirement, we can help you make that path a little brighter.

Estate Planning & Philanthropy

Planning for the future shouldn’t stop after retirement. To make sure that you get the most of post-retirement life, we offer a variety of services that help you and those you care about. We can help you with your Will, as well as authorizing Power of Attorney and Health Care Directive Assistance and Assessment, with help from our in-house estate lawyer. This forms part of our holistic estate plan, which bring all of your important information and plans together into a single document. We also can perform calculations of share donations for estates, which help you offset capital gains, and we work with a large network of lawyers and accountants that can help you create a family foundation.

Socially Responsible Investing

Our team includes Manitoba’s only Certified Responsible Investment Advisors. They use ESG screening to help build a portfolio that not only has stable performance, but also is good for society and the environment. With a hands-on approach to your portfolio, and access to a wider range of Socially Responsible Investments than any other institutions in Manitoba, we give you the power to invest based on your values and build a better future for yourself, your family, and your community. We also provide access to institutional investment strategies that are free of fossil fuels, and we are truly ahead of the curve in what is quickly becoming the norm in investing.

Insurance & Annuity

Helping you make the most doesn’t mean a lot if we don’t help you keep it. For that reason, we provide both term, permanent, and disability insurance solutions that help you protect what is most important. We also offer Advanced Corporate Insurance Planning and annuities, with access to our Insurance Solution Specialists.

Ancillary services such as insurance and risk planning are provided by affiliated companies such as National Bank Insurance Firm Inc. These products are not protected by CIPF.