For nearly thirty years I have managed client portfolios using a conservative philosophy. Good News for the Conservative Investor encompasses buying high quality stocks, bonds, Exchange Traded Funds and F-Series funds. We buy firms that pay consistent dividends. There is no room to speculate using a philosophy like this.
Knowing the clients risk tolerance is the most important aspect of the relationship so I spend a lot of time making sure the clients are aware of the type of investments and characteristics of the portfolio they own. Fees and costs are openly discussed as this is the way clients judge my value.